Private wealth. Capital solutions. Legacy planning.
Overtime does not sell a trust, an insurance policy or a collection of tax strategies. We architect how wealth is owned, protected and transferred across generations.
Each advisor may do excellent work. The documents, accounts and entities were built at different times, by different people, for different purposes. Overtime makes them work as one system, coordinated with your attorney, CPA and other professionals.
Most firms sell financial products. Some firms provide financial advice. We build financial operating systems.
Overtime coordinates legal, tax, insurance, investment, business, charitable, retirement and estate planning around one central idea: the family, its assets, businesses, income, liabilities, liquidity and legacy.
The trust is no longer the product.The architecture is the product.
Explore our wealth systemThe pillars run through the four systems, so tax, ownership and investment decisions are made together instead of one product at a time. Family Office Administration supports all five.
01Tax Savings & Strategy Coordination Strategic frameworks designed to reduce unnecessary tax exposure and improve capital retention, coordinated with your CPA.
02Oil & Gas / Energy Energy-related opportunities for qualified investors, backed by real assets and grounded in education and due diligence.
03Real Estate Direct ownership, development, income-producing assets and partnerships, a foundational asset class for long-term wealth.
04Business Building Scaling and structuring operating companies for efficiency, protection and succession.
05Entities & Trusts Advanced structures designed for asset protection, privacy and generational continuity.This is not just about investing. It’s about building a system where your money works efficiently, stays protected, and is positioned to outlast you.
Explore wealth strategyOnce capital is properly structured, Overtime helps qualified investors access select opportunities across energy, natural resources, real estate and business ownership, with disciplined evaluation, not simply access.
Opportunities are evaluated through strategic relationships, technical review, operational analysis and ongoing due diligence.
Informational only and not an offer to sell, or a solicitation of an offer to buy, any security. Alternative investments involve risk, including the possible loss of principal, and are offered only to qualified investors where appropriate.
Build. Protect. Grow. Legacy.
Built for the years when peak earnings and traditional retirement income do not line up. Rather than approaching wealth through a single product or isolated strategy, The Program™ brings multiple planning disciplines into one coordinated framework, built around each client’s income, assets, family, business interests and long-term objectives.
Explore The Program™
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Private aircraft acquisition, structured with the same discipline.Visit the Aviation page Overtime Capital Group was founded by Justin Stevens-Grube, who played six seasons of professional football before building a career in business, and Kristina Grube, who leads the firm’s operations.
Behind them is a team of client relations specialists and strategic partners in tax, legal and securities matters.
Every engagement begins with a review of what you own and how it is owned today. The review asks six questions of every asset. Nothing is a recommendation until the facts are mapped and reviewed with your attorney and CPA.
Title, trusts, entities and beneficiary designations.
Trustees, managers, officers and the powers each one holds.
Current and future beneficiaries, and on what terms.
Which person, trust or entity carries operating and legal risk.
The individual, the entity or the trust, and when the tax comes due.
At incapacity, at death, at a sale and across generations.
The question isn’t only what you own. It’s how you own it.
